Celtic Group, Corporation., the company entity behind Celtic health plans, was initially established in 1978. At first the organization offered like a broker and reinsurance company concentrating on group existence and health care insurance coverage. A couple of years later, Celtic could go national after obtaining another insurance provider which was licensed in 49 from the 50 states. As the organization progressed, they moved from group existence and health care insurance to non-public or individual medical health insurance plans. Today, the organization takes pride in supplying inexpensive medical health insurance particularly created for private individuals, having a concentrate on self-employed professionals.
Today’s Celtic medical plans incorporate a fundamental coverage of health plan, an extensive health plan, health savings accounts, temporary medical, in addition to student medical health insurance plans. Economy plans are preferred provider organizations (PPO) with choices for 70/30 or 80/20 coinsurance. Preventative care, prescriptions, and routine visits to the doctor are covered underneath the plan with a number of deductible options. Comprehensive plans are customizable in line with the requirements of individual self-employed professionals. Coinsurance options provide 80/20 or 100% coverage. Preventative care and prescriptions are covered, with choices for accident coverage, term existence insurance, and incentive programs.
Celtic medical plans are recognized for being niche health care insurance options. As a result, flexible options for example health savings accounts (HSAs,) student medical health insurance, and short-term insurance choices are naturally available. Student medical plans are equipped for students attending college, although there are more plans for example Celtic’s PostGrad health plan. This temporary plan is supposed to fill the space between expiring coverage within parent’s policy and also the finish of the graduate’s employer insurance waiting period. Similarly, Celtic’s Silver or gold Short-term Health Plans offer temporary coverage for individuals unemployed or waiting for the finish of the employer’s waiting period.
For self-employed individuals and folks seeking personal or individual health care insurance, Celtic medical plans are created to be reasonable for fit inside a family or individual’s budget. Plans can be bought to pay for major medical expenses and routine physician visits, or customized to incorporate additional benefits for individuals who are able to afford it. However, the actual goal would be to provide affordable health care insurance coverage to individuals who otherwise would remain uninsured because of the very high cost health insurance cover. Self-employed professionals for example consultants and individuals privately practice are frequently uninsured as they do not be eligible for a group insurance, nor would they afford costly private coverage. Celtic health plans aim to fill their need. If you want assistance in discovering particular coverages in a pre-determined cost, we will help you get yourself a medical health insurance quote, and conserve to 50% in your monthly premium.